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Giving Gift Cards

November 25, 2009 Leave a comment Go to comments

So it’s the holiday season which brings the stress of gift buying.  I happily turn to gift cards when I’m stumped about what to give someone.  I like to give them and I like to get them. It’s probably laziness on my part, but it takes some of the guess work out of gift giving. When giving a gift card, I don’t have to determine whether the recipient will like a particular item. I just have to determine whether the recipient will like the store.

Unfortunately, gift cards aren’t always so simple. The Office of Comptroller of the Currency recently put out a consumer advisory which provides some useful gift card tips.

The tips will show you important things to look for and be aware of when giving or receiving gift cards. There may be fees, expiration dates, and other terms that result in the card being worth less than the face amount. Make sure you check these things out before you shop.

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